Financial education for families

Pocket money made digital

The smart way to teach your children about money. FIBI - your virtual finance tutor - helps your kids learn saving, budgeting, and financial responsibility in a fun, gamified way.

30 days free trial
No credit card required
Cancel anytime

GDPR Compliant

Data protection

100% Secure

SSL encrypted

Made for Families

Child-friendly

No Real Money

Safe learning

🎉 🎊

Hi! I'm FIBI! 👋

Your finance tutor

💡
📊
Meet FIBI

Your personal finance tutor

FIBI stands for Financial Intelligence & Education Interface. As a virtual tutor, FIBI guides your family through the world of finances - with tips, explanations, and personalized support.

Explains & Teaches

FIBI explains financial concepts in a child-friendly way and helps kids understand the value of money.

Smart Tips

Get personalized saving tips and suggestions based on your family's spending habits.

Answers Questions
Coming soon

Kids will be able to ask FIBI questions about money, saving, and budgeting - and get age-appropriate answers. This AI-powered feature is still in development.

Motivates & Celebrates

FIBI celebrates milestones, encourages saving streaks, and keeps kids motivated on their financial journey.

Does this sound familiar?

Without FIBI

  • "Where did my allowance go again?"
  • No motivation for household chores
  • No understanding of the value of money
  • Endless discussions about purchases
  • Cash chaos and lost coins

With FIBI

  • Clear overview of all finances
  • Motivated kids through gamification
  • Learning financial responsibility playfully
  • Savings goals visualize success
  • Everything digital, nothing gets lost
Easy to use

How FIBI Finanzen works

Get started in just 3 simple steps - no technical knowledge required.

1

Create Family

Register as a parent and set up your family in under 2 minutes. Get your unique family code.

2

Invite Children

Share your family code with your kids. They can register with their own accounts.

3

Start Learning

Create tasks, set allowances, and watch your children develop financial skills.

For Parents

Full control, less stress

Manage your family's finances effortlessly with our parent dashboard. Everything in one place.

Complete Overview

See all your children's accounts, balances, and activity at a glance.

Automatic Allowance

Set up weekly or monthly allowances that pay out automatically.

Task Management

Create chores and tasks with rewards. Approve completions with one click.

Approval Requests

Get notified when kids request withdrawals or complete tasks.

Parent Dashboard

Family Balance

142,50 €

Everything at a glance
🦁
Max
47,50 €
🦋
Lena
62,00 €
🐸
Tim
33,00 €
2 pending approvals
🌊

Ahoy, Max!

47,50 €

🐚 My Tasks
Clean room +2 €
Help with dishes +1 €
🎮

Nintendo Switch

225 € / 300 €

My Coins
120
🏆
🎯
For Children

Learning while having fun

With age-appropriate themes, gamification, and their own dashboard, kids love managing their finances!

Cool Themes

Choose from Ocean Adventure, Jungle Safari, Bubblegum, and more!

Achievements & Badges

Earn badges for saving milestones and completing tasks.

Virtual Coins

Collect coins and spend them in the shop for themes and avatars.

Visual Savings Goals

See progress towards goals like a new game or toy.

Features

Everything your family needs

From basic pocket money management to advanced features - we grow with your family.

Core Features

Included in every plan

Digital Accounts

Checking and savings accounts for every child, with a real-time overview.

Tasks & Rewards

Create tasks and reward your children for completed chores.

Family Management

Manage your family with a unique family code.

Saving Goals

Set saving goals and track progress visually.

Automatic Allowance

Automatic weekly or monthly pocket-money payouts.

Virtual Coins

Gamification with virtual coins as an additional reward.

Premium Features

Available with Family & Family Plus

Interest Savings Account

Savings account with an adjustable interest rate - teaches the compound interest effect.

Recurring Tasks

Tasks that repeat daily, weekly, or monthly.

Stamp Cards

Collectible cards for regular tasks - a reward once enough stamps are collected.

Achievements & Badges

Gamification with achievements - collect badges for milestones.

Shared Saving Goals

Saving goals the whole family contributes to together.

Categories & Budgets

Categorize expenses and set budgets per category.

Add-ons

Optional extras you can purchase

from 9,99 €

Themes & Avatars

Personalize the app with themes and avatars - unlockable with coins.

from 4,99 €

Advanced Statistics

Detailed reports and charts for income and expenses.

from 3,99 €

Multiple Currencies

Support for multiple currencies - great for international families.

Additional Child

Add one more child to your family account.

from 19,99 €

Ad-Free Experience

Remove all advertisements from the app.

Pricing

Simple, transparent pricing

Start free and upgrade as your family grows. No hidden fees, cancel anytime.

Starter

Try it out with one child — free forever.

Free
  • 1 child
  • 5 tasks
  • 1 saving goal
  • Automatic Allowance
  • Achievements & Badges
  • Custom Categories
  • Recurring Tasks
  • Virtual Coins
  • Stamp Cards
  • Interest Savings
  • Reports & Statistics
  • Shared Goals
  • Data Export
  • Contains ads
Most Popular

Family

For families who want to teach finances playfully.

4 ,99 € / month

or 39,99 € / year Save 16%

  • 3 children
  • Unlimited tasks
  • Unlimited saving goals
  • Automatic Allowance
  • Achievements & Badges
  • Custom Categories
  • Recurring Tasks
  • Virtual Coins
  • Stamp Cards
  • Interest Savings
  • Reports & Statistics
  • Shared Goals
  • Data Export
  • Ad-free

Family Plus

Unlimited access for large families and power users.

7 ,99 € / month

or 69,99 € / year Save 17%

  • Unlimited children
  • Unlimited tasks
  • Unlimited saving goals
  • Automatic Allowance
  • Achievements & Badges
  • Custom Categories
  • Recurring Tasks
  • Virtual Coins
  • Stamp Cards
  • Interest Savings
  • Reports & Statistics
  • Shared Goals
  • Data Export
  • Ad-free

All prices include VAT. Cancel anytime. See full feature comparison

Detailed Feature Comparison

See exactly what you get with each plan.

Feature Starter

Free

Family

3,99 €/month

Family Plus

6,99 €/month

Digital Accounts
Tasks & Rewards
Family Management
Saving Goals
Automatic Allowance
Virtual Coins
Interest Savings Account
Recurring Tasks
Stamp Cards
Achievements & Badges
Shared Saving Goals
Categories & Budgets
Themes & Avatars
Add-on
Advanced Statistics
Add-on
Add-on
Multiple Currencies
Add-on
Additional Child
Add-on
Add-on
Ad-Free Experience
Add-on
Testimonials

Families love FIBI Finanzen

"Finally, my kids understand the value of money! The savings goals feature is brilliant - my son saved up for his own Nintendo Switch."

👩

Sarah M.

Mother of 2

"The task system has completely changed how my kids approach chores. They're actually excited to help now because they earn their own pocket money!"

👨

Michael K.

Father of 3

"My daughter loves the Ocean Adventure theme! She checks her balance every day and has learned so much about saving. Highly recommend!"

👩

Lisa T.

Mother of 1

FAQ

Frequently Asked Questions

Absolutely! FIBI Finanzen is designed with children's safety as our top priority. Parents have full control over all features, no real money is exchanged within the app, and all data is protected according to GDPR standards. FIBI, your virtual finance tutor, guides children safely through every step.

You get 30 days of full Family access with no credit card required. During the trial, you can use all features. After 30 days, you can choose to upgrade or continue with the free Starter plan. No automatic charges, ever.

Yes, you can change your plan at any time. When upgrading, you get immediate access to new features. When downgrading, your current features remain active until the end of your billing period. No long-term contracts or cancellation fees.

Your data is kept for 30 days after cancellation, giving you time to switch back to a paid plan or request an export. Data export (CSV/PDF) is available on the Family Plus plan; on other plans, please contact support to request your data. After 30 days, your data will be permanently deleted in accordance with GDPR guidelines.

Virtual coins are a gamification element to motivate children. They are separate from real money: children earn coins by passing FIBI Explains quizzes and unlocking achievements — not from tasks or allowance. Coins can be spent in the in-app shop to unlock themes, avatars, and other customizations. Parents can even customize the coin name for their family (stars, gems, etc.).

Yes! Multiple parents can be added to a family account. All parents have equal access to manage tasks, allowances, and settings. Simply invite the second parent using the family invitation feature - they'll get their own login.

FIBI Finanzen is designed for children ages 6-17 - until they're considered adults at 18. We offer age-appropriate themes: playful designs for younger children (6-10), modern themes for teens (11-14), and sleek interfaces for older teens (15-17). Even younger children can get started, for example using a parent's phone or a shared family tablet - every child is at a different stage in understanding money, and FIBI adapts to each child's age and helps them learn at their own pace.

FIBI Finanzen is a Progressive Web App (PWA), which means it works perfectly on any device - phone, tablet, or computer - directly in your browser. You can add it to your home screen for an app-like experience, no app store download needed.

Ready to start your family's financial journey?

Join thousands of families teaching their children financial responsibility. Start free today - no credit card required.

30 days free
No credit card
Cancel anytime
GDPR compliant

We only use technically necessary cookies (e.g. to keep you logged in). No tracking or marketing cookies. Learn more

Install FIBI Finanzen

Add it to your home screen for the full app experience.